Improper / wrongful water damage insurance claim denials are usually based on an insurance carrier classifying any new water damage as long-term / constant / repeated / continuous damage:
- Without any scientific basis (without running any tests for example)
- Without complying with industry standard water damage inspection procedures.
- Without performing the inspection immediately after the water release / intrusion (and oftentimes, months or years after the water release / intrusion).
This White Paper highlights from a technical perspective what an inspector needs to know and do to perform an industry compliant initial water damage inspection for the purpose of countering a carrier’s improper / wrongful water damage denial.